Clear Visibility

Built for Off-Campus University Life

Off-campus living in Ottawa brings sudden expense spikes between winter heating utility splits and weekly grocery runs. Most students start with a basic spreadsheet, but manual entries fail by week three when three roommates buy different shared items. Carovia replaces messy group chats and lost paper receipts with a clear visual ledger. You enter your fixed costs once and log daily variable expenses in seconds. It provides total visibility into your shared apartment budget without making anyone feel uncomfortable about money.

Built for Off-Campus University Life

Automatic Roommate Split Calculations

Enter a single hydro or internet invoice and assign the split ratio across roommates. The system calculates each person share down to the cent without requiring back-and-forth messages.

Fixed Versus Variable Category Separation

Distinguish mandatory recurring costs like lease payments from optional spending like weekend takeout. You instantly see how much flexible budget remains for the rest of the month.

Paper Receipt Capture and Tagging

Snap a photo of your supermarket paper bill right outside the store. The system categorizes items so you never forget who bought household staples.